Miflow or Micro Finance Collection Repository (MERC) by L&T Finance


MiFlow is a web app launched by the L&T Finance. It has a Micro Finance Collection Repository portal also called as Miflow MERC portal. The L&T Finance provides various financial services and micro finance is one of those. The Miflow portal seems like a portal for maintaining the collections made against those finances.

Here’s information as found on the official website of Miflow – https://miflow.ltferp.com/ .

Miflow login page

When we open the homepage of https://miflow.ltferp.com/ website, we see the portal of Miflow Merc. There, we also find a login page for the users.
Here is how one can login to the Miflow login portal –

  1. Go to official Miflow website.

    First of all, open the official website of Miflow, https://miflow.ltferp.com/mficollections/ , in your browser.

  2. Enter the Login ID.

    Now, you must have your official login ID if you are credible for using the Miflow login portal. If yes, use that.

  3. Enter your password.

    Now, you will have to enter the password for your Miflow MERC account.

  4. Provide the domain.

    You will see the option for domain. Now, provide the domain or leave as lntfinsvcs.com.

  5. Click on the Login button.

    Once you are done with all this, you are required to click on the login button.

That is one can go to the Miflow portal and login.

Miflow MERC Login portal screenshot
Miflow MERC Login portal screenshot

Also check – Playrep

L&T Micro Finance

L&T Finance provides micro loans to women for helping them stay in business. These loans are provided to a maximum amount of Rs.45000. The tenure of loan can be upto 24 months.

Following are the details regarding the Micro Loans –

  • Minimum age of applicant is 20 and maximum 60.
  • The money is lent to women.
  • Maximum loan amount is Rs.45000.
  • Maximum loan tenure is 2 years.
  • One can create monthly repayment routine and pay through that.
  • No collateral is required for this.
  • 1% of processing fee is charged.

For more information about it, visit the official website https://www.ltfs.com/ .

Also check – IFHRMS

Miflow FAQs

What is the full form of MERC?

MERC in Miflow stands for Micro Finance Collection Repository.

What is the official website of Mi-Flow?

The official website of Mi-Flow is https://miflow.ltferp.com/mficollections/.

Can I sign up for new account on Mi-Flow?

No, you cannot.

Who is the parent company of the Miflow portal?

The parent company of the Milflow website is L&T Finance Limited.

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