Ayushman Card List 2025: Check State Wise Ayushman Bharat Beneficiary List

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The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) stands as a monumental initiative by the Government of India, aiming to revolutionize healthcare access for the nation’s most vulnerable citizens. As we move into 2025, the scheme continues to evolve, expanding its reach and strengthening its services to provide cashless healthcare benefits to an ever-growing beneficiary base. This article provides a comprehensive overview of the Ayushman Card list for 2025, detailing its benefits, eligibility criteria, and the updated process for checking your inclusion.

What is an Ayushman Card?

The Ayushman Card is the physical manifestation of the benefits offered under the AB PM-JAY scheme. It serves as a unique identification card for beneficiaries, enabling them to access free and cashless medical treatment at a vast network of empaneled public and private hospitals across India. This card eliminates the financial barrier to quality healthcare, allowing eligible individuals to receive necessary treatments, including surgeries, critical care, and a wide range of medical procedures, without incurring out-of-pocket expenses up to ₹5 lakh per family per year.

The card is instrumental in ensuring transparency and streamlining the process of availing services. It signifies a significant step towards achieving universal health coverage and providing much-needed relief to economically disadvantaged families.

Key Highlights and 2025 Updates

The Ayushman Bharat scheme has seen significant enhancements and expansions leading into 2025:

• Expanded Beneficiary Base: As of March 2025, over 36.9 crore Ayushman Cards have been created.
• Inclusion of Senior Citizens: A landmark expansion on October 29, 2024, introduced the “Ayushman Vay Vandana” scheme, extending AB-PMJAY benefits to all senior citizens aged 70 years and above, irrespective of their socio-economic status. This provides an additional top-up coverage of up to ₹5 lakh per year for eligible seniors, ensuring accessible healthcare for the elderly population. Over 58 lakh senior citizens have already enrolled under this initiative.
• Gig Workers Included: As per Budget 2025, gig workers are now eligible for healthcare under AB-PMJAY. This crucial step addresses the income insecurity and lack of medical services for this vital segment of the workforce, recognizing their contribution to the economy. Registration is facilitated through their e-Shram portal registration and Universal Account Number (UAN).
• Revised Health Benefit Package (HBP): The National Health Authority (NHA) has released a revised HBP, significantly increasing the number of covered procedures to 1961. Rates for 350 packages have been enhanced, and new packages have been added to provide more comprehensive coverage.
• Improved Hospital Empanelment: The NHA has launched an improved version of the Hospital Engagement Module (HEM 2.0) to streamline and enhance the process of empaneling more private hospitals under the scheme, thereby increasing the accessibility of healthcare services.
• Strengthened Grievance Redressal: A robust three-tier grievance redressal system at District, State, and National levels has been established to address issues faced by beneficiaries, ensuring a smoother experience. This includes dedicated nodal officers, Grievance Redressal Committees, and multiple mediums for filing grievances, such as a web-based portal (CGRMS) and call centers (14555, 1800111565).
• Focus on Digital Health Infrastructure: The Ayushman Bharat Digital Mission (ABDM), with an outlay of ₹1,600 crore over five years (2021–2026), aims to build the digital backbone for India’s healthcare system. As of June 3, 2025, over 78 crore Ayushman Bharat Health Accounts (ABHAs) have been created, empowering citizens with digital health records.

Benefits of the Ayushman Card

The Ayushman Card offers a multitude of benefits to its beneficiaries:

• Cashless Treatment: Eligible individuals can avail cashless treatment at any empaneled public or private hospital across India, eliminating the need for upfront payments.
• Significant Financial Coverage: Provides an annual health cover of up to ₹5 lakh per family, with no cap on family size or age, ensuring comprehensive protection against catastrophic health expenses.
• Pre and Post-Hospitalization Coverage: The scheme covers pre-hospitalization expenses for up to 3 days and post-hospitalization expenses for up to 15 days, including diagnostic tests and medicines.
• Coverage for Pre-existing Conditions: All pre-existing diseases are covered from day one of the policy.
• Access to a Wide Range of Procedures: The scheme covers nearly all secondary care and most tertiary care procedures, including complex surgeries, oncology, and critical care.
• Enhanced Transparency: The card acts as a transparent identification medium, ensuring that benefits reach the intended beneficiaries.
• Portability of Benefits: The Ayushman Card allows beneficiaries to access healthcare services anywhere in the country, promoting health equity across states.

Eligibility Criteria

The eligibility for the Ayushman Card is primarily determined based on the Socio-Economic Caste Census (SECC) 2011 data, with certain automatic inclusion criteria. However, significant expansions have occurred:

General Eligibility:

• Applicants must be permanent residents of India.
• Their names should be present in the Socio-Economic and Caste Census (SECC) 2011 data.

Rural Household Eligibility:

• Families living in one-room kucha houses.
• Households with no adult members aged 16-59 years.
• SC/ST households.
• Families with a disabled member and no able-bodied adult member.
• Households with no adult male members aged 16-59 years.
• Landless families primarily dependent on manual casual labor.
• Destitute/living on alms, manual scavenger households, primitive tribal groups, and legally released bonded laborers are automatically included.

Urban Household Eligibility (based on occupational vulnerability):

• Domestic workers.
• Street vendors, cobblers, hawkers, and other street service providers.
• Construction workers (plumbers, masons, laborers, painters, welders, security guards, coolies, etc.).
• Sanitation workers (sweepers, gardeners, etc.).
• Home-based workers, artisans, handicraft workers, and tailors.
• Transport workers (drivers, conductors, rickshaw pullers, etc.).
• Shop attendants, small establishment assistants, delivery boys, waiters.
• Electricians, mechanics, assemblers, and repair workers.
• Washermen and chowkidars.

New Inclusions (2024-2025):

• Senior Citizens (70 years and above): All senior citizens aged 70 years and above, irrespective of their socio-economic status, are eligible for an additional ₹5 lakh health insurance coverage under Ayushman Vay Vandana.
• Gig Workers: Eligible based on their registration on the e-Shram portal and Universal Account Number (UAN).
• ASHAs, Anganwadi Workers (AWWs), and Anganwadi Helpers (AWHs): And their families were included in March 2024.

Exclusions:

• Government employees.
• Individuals owning motorized vehicles.
• Those with an income above ₹10,000 per month (for certain categories).
• OPD (Out-Patient Department) expenses, cosmetic surgeries, drug rehabilitation, individual diagnostics, and fertility treatments are generally excluded from the scheme.

Required Documents

To verify eligibility and complete e-KYC for your Ayushman Card, you will generally need the following documents:

• Aadhaar Card: This is a primary and mandatory document for identity verification.
• Mobile Number: For OTP-based authentication.
• PAN Card: (If applicable)
• Email ID: (Optional, for communication)
• Domicile Certificate: (May be required in some states)
• Residential Proof: (e.g., utility bill, voter ID, passport)
• Caste Certificate: (For SC/ST households, if applicable)
• Ration Card / Family ID / PMJAY ID: For family-based searches.

How to Check Ayushman Card List 2025

Checking your name on the Ayushman Card list is a straightforward process, primarily done through the official beneficiary portal:

Method 1: By using Family ID, PMJAY ID, or Aadhaar

1. Visit the Official NHA Beneficiary Website: Go to beneficiary.nha.gov.in.
2. Login: Enter your registered mobile number and the OTP received on it. Complete the captcha for verification.
3. Beneficiary Search Page: Once logged in, you will be directed to the Beneficiary Search page.
4. Enter Details: Select your State and Sub-scheme (PMJAY). Then, choose “Search By” and enter either your PMJAY ID, Ration Card Number, Family ID, or Aadhaar Card number.
5. View List: Click on the “Search” option. The Ayushman Beneficiary list, including your name and card status, will be displayed on your screen.

Method 2: By Using Location

1. Visit the Official NHA Beneficiary Website: Go to beneficiary.nha.gov.in.
2. Login: Log in with your mobile number and the OTP received on your Aadhaar-linked number.
3. Enter Location Details: On the Beneficiary Search page, input your location information, including your District, Block/Urban Local Body, and Village/Town.
4. View List: Click the “Search” icon to view the Beneficiary list on your screen.

If your name is on the beneficiary list, you can proceed with the e-KYC process to generate and download your Ayushman Card. If your card status shows “Not Generated” but you are eligible, you can click on “Apply Now” or “Redo e-KYC” to complete the process.

Details Mentioned Under Ayushman Card List

The Ayushman Card list typically includes the following important details:

• Name of the beneficiary
• Contact Details of the Beneficiary
• District/Block/Panchayat of the beneficiary
• Ayushman Card number (once generated)
• Card Status (e.g., Approved, Pending, Not Generated)

Contact Details

For any queries or assistance regarding the Ayushman Card or the PM-JAY scheme, you can reach out through the following channels:

• Toll-Free Numbers: 14555 and 1800111565
• Grievance Redressal System: A three-tier system is in place at District, State, and National levels. Beneficiaries can file grievances through the Centralized Grievance Redressal Management System (CGRMS) web portal, call centers, email, or by writing to State Health Agencies (SHAs).

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, with its continuous updates and expansions in 2025, continues to be a cornerstone of India’s commitment to providing affordable and accessible healthcare for all, especially for those who need it the most. Checking your eligibility and availing the benefits of the Ayushman Card is a crucial step towards securing your family’s health and well-being.